SM ADVISORY

  Today SIP or Systematic Investment Plan have become a familiar term for investors. More people are now beginning to explore the savings route through SIPs. But as an investor, one should know that SIP is just one route or facility of investing. Likewise, there are also other facilities offered by mutual funds to investors to invest, redeem or switch between investments, which are relatively unknown. In this article, we will talk about Systematic Withdrawal Plan or SWP. What is SWP? A SWP is a facility that allows an investor to withdraw money (redeem units) from an existing mutual fund scheme at defined time intervals. Thus, the SWP is something opposite or reverse of a SIP where periodic investments are made into the scheme. The SWPs are used by investors to create a regular flow of income from their investments for meeting various life objectives. SWP Options: There are certain additional options offered by mutual funds within SWP. As far as time intervals are concerned, the ...

What is SIP?   A Systematic Investment Plan , more popularly known as SIP , is a facility offered by mutual funds to the investors to invest in a disciplined manner. SIP allows an investor to invest a fixed amount of money at pre-defined intervals in the selected mutual fund scheme. The fixed amount of money can be as low as Rs. 100, while the pre-defined SIP intervals can be on a weekly/monthly/quarterly/semi-annually or annual basis. By taking the SIP route to investments, the investor invests in a time-bound manner without worrying about the market ups and downs and benefits in the long-term due to average costing and power of compounding.  Benefits of SIP Investing Power of Compounding When you invest regularly through SIP and invest for the long term, the benefits are magnified by the compounding effect. Compounding effect ensures that you earn returns not only on your principal amount (actual investment) but also on the gains on the principal amount i.e. your money grows...

  To start an investment with us investor need to open an E-wealth account or E-wealth MF(mutual fund) account first. In E-wealth account one can invest in mutual funds, stocks, bonds & IPOs. For this account investor will have to pay Rs.354 as annual maintenance charges every year as this is demat account. In case of E-wealth MF account there will not be any annual maintenace charges. Also account opening process of both the accounts will be absolutely free without any hidden charges. Documents required for account opening process: For account opening process investor need to provide following documents' soft copies in pdf or image format to us by mail( lme429ssm@gmail.com ) or whatsapp( 9819873105 ): 1. PAN card 2. Aadhar card(front & back side) 3. Bank account cancelled cheque / passbook front page / account statement on which investor's name as per bank record, IFSC, MICR & account no. should be mentioned 4. Signature of investor. (Note: This signature should...

A mutual fund is a trust that pools the savings of a number of investors who share a common investment objective. The money thus collected is invested in capital market instruments such as shares, debentures, and other securities. The combined holdings the mutual fund owns are known as its portfolio. Each unit represents an investor’s proportionate ownership of the fund’s holdings and the income those holdings generate. The income earned through these investments is shared by its unit holders in proportion to the number of units owned by them. Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost. Investments in securities are spread across a wide cross section of industries and sectors and thereby reduce the risk. Asset Management Companies (AMCs) normally come out with a number of schemes with different investment objectives from time to time. A...